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The IUP Journal of International Relations

Jan'14
Focus

Over the past three decades, terrorist incidents have increased markedly with the tentacles of terrorism spreading to various parts of the world. Modern terrorism, increasingly,

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Reforms and Development Initiatives in Africa
Beyond Human Rights: International Organizations
and the Challenge of Health Development in Africa
Activism with Chinese Characteristics: Navigating the
Sloping, Uncertain Terrain of Civil Society in China
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Reforms and Development Initiatives in Africa

-- Joshua Olusegun Bolarinwa

Compared to other developing regions, Africa faces a unique developmental challenge, especially in the early stages of economic development. The average size of the economy, as measured by the Gross National Product (GNP), is quite small; average household incomes in Africa are far below those in other less-developed countries; and a majority of the countries classified by the United Nations (UN) as ‘least developed’ are in Africa. To make matters even more unsettling, domestic savings in Africa remain at a low level. This means that Africa relies heavily on foreign capital to sustain investment, coupled with stagnant or declining household incomes. The lack of domestic investment as a reliable source of capital formation means that African economies depend a great deal on exporting primary agricultural products to the external market. To reverse the secular decline, African countries were urged to embrace market, political, and institutional reforms. They were reminded that the western world was able to achieve spectacular levels of economic affluence and material prosperity because the countries concerned were guided by free-market principles and pursued unalloyed market policies. To potentially achieve the same, a stricken Africa was told, adherence to those lofty principles of market orientation would be indispensable. Hence, this paper tends to assess the level of reforms in relation to development initiatives in Africa and the impact on African economies.

Beyond Human Rights: International Organizations and the Challenge of Health Development in Africa

--Benjamin Uchenna Anaemene

Poverty, malnutrition, high fertility, and poor health underpin many challenges facing African countries today. Under these circumstances, it is not surprising that Africa’s health indicators are worse than that of other regions of the world. Despite the recognition of these important health challenges, an understanding about what must be done to improve the health and wellbeing of Africans remains a largely unfinished agenda in today’s development process. This paper argues that international organizations as moral actors have an obligation to redress underdevelopment and favor human wellbeing and flourishing. The paper further asserts that the human rights framework, although helpful and potentially transformative of the health development thinking, is insufficient. It concludes that the challenges can also be tackled from an ethical dimension by adopting the principles of beneficence and justice, which should be the primary principles guiding international organizations in the field of health in designing and implementing health development policies and programs. This ethically-based deliberative space expands the policy horizon of the existing decision-making arrangements which are predominantly technical and political. Thus, an ethically grounded approach brings values to the surface and enables decision makers to access empirical evidence and bring about what people hold as being important to them, that is, the attainment of wellbeing.

Activism with Chinese Characteristics: Navigating the Sloping, Uncertain Terrain of Civil Society in China

-- Walter Hatch

This paper examines the behavior of NGO activists in China who work on HIV-AIDS and the environment. It finds one major difference: AIDS activists sometimes use a rights-based discourse that upsets the party-state, while environmentalists focus on advancing the agenda of the central government. But the paper notes that activists in both camps tend to police their behavior. They operate in a civil society characterized by political hierarchy and legal uncertainty. They try to gain the benefits that flow from the top of the pyramidal structure in which they operate and avoid the unpredictable punishment heaped upon those who step out of line.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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